The New Year is here and with it comes new changes to the Motability Scheme. Whether you have a disability or you are a carer for someone with a disability, getting to grips with the ins and outs of the scheme can be incredibly daunting. When looking for the perfect disability vehicle, it is important to keep in mind whether your Motability car allowance will cover all the costs.
This guide has been specially designed to help you understand how the scheme works and which Renault Retail disability vehicle you can afford.
Quarter 1: Winter Motability (January 1st – March 31st)
Considerable adjustments have been made to the scheme this year. It has seen the addition of the all-new Renault Clio and Renault Twingo, both of which are looking better than ever with their new facelifts. A sleek new look that will have everyone green with envy, especially the Clio with its distinctive and seductive design. Both the Clio and the Twingo have lower emissions compared to their older counterparts.
Most notably, it sees the loss of 335 vehicles from the previous quarter. Of those removed from the Motability Scheme, 170 of the vehicles were automatics. Only four new cars have been added to the scheme so far this year, most of which are welcome additions.
These stark cuts made to the scheme can be considered as a cause for concern. It is clear that manufacturers are failing to meet the required prices set by Motability and so their cars are fast being removed from the scheme.
What does this mean for you?
Currently, there is still a large range of cars available for you to choose from that are great value for money. This first quarter offers you the freedom to be able to pick a disability vehicle that is ideal for you and your carer. Whether it’s extra space, a smooth drive or low emissions that you are looking for, there is a vehicle suitable for you.
With a variety of vehicles in different sizes, you are bound to find the right one for your needs. If you need a car with a higher seating position then check out the Renault Kadjar and the Renault Captur. Perhaps you just want something small and sleek? If that’s the case then the Renault Clio is perfect.
PIP and Motability Explained
Personal Independence Payment (PIP) replaces the Disability Living Allowance (DLA), which helps you with the extra costs that long-term ill health or a disability may present. In order to claim PIP you need be aged between 16 and 64. You will also need to have an assessment to determine how much help you are entitled to.
It is commonly believed that you are able to receive a car on Motability if you claim PIP, however, that’s not strictly true. You are able to lease a vehicle from the Motability Scheme providing that you have been awarded the Enhanced Rate of the Motability Component of PIP. This is due to the fact that the majority of the cars available on the scheme will use your total allowance to pay for the lease.
How does it work?
The process is pretty simple; all you have to do is exchange all or part of your mobility allowance to lease the car of your choice. At the end of the three years you can hand back your car, or, should you wish to remain on the Motability Scheme, you can choose a new disability vehicle to lease for a further three years.
If you only have 12 months plus remaining on your current allowance, you may also apply to lease a vehicle. When your PIP allowance is due to end, it is your responsibility to make sure that it is renewed on time, especially if you wish to continue to lease through the Motability Scheme.
What is included in the lease?
Everything you need, except fuel, is included as part of the leasing package. Here are some of the benefits:
- You will be fully insured
- You have the option to add two drivers to your insurance, allowing you to enjoy motoring in your Motability vehicle even if you don’t drive
- You will have full breakdown assistance
- You won’t even have to worry about unexpected repair bills, as all servicing, maintenance and repairs are included
Leasing a car on Motability
There is a wide range of vehicles to choose from on the Motability Scheme, allowing you to pick a car that is perfectly suited to your needs. All of the cars available come on a three-year lease with a mileage allowance of up to 60,000 miles.
The cars are divided into three pricing options, which consist of:
- Vehicles that cost less than your allowance
- Vehicles that cost the same as your allowance
- Vehicles that use your full mobility allowance and require an Advanced Payment
Should you need any adaptations to help make your life easier when on the road, there are over 350 adaptations available to help make your motoring experience simpler.
Can I buy my Motability car?
Unfortunately the answer to this question is no, you cannot buy your Motability car. They are not available to purchase, only on a leasing contract. If you are rather fond of your vehicle and would like to keep it, you can explore the opportunity to leasing it for a bit longer.
You may be able to keep your chosen vehicle for another year to two years. This would involve meeting certain prerequisites:
- You will have to have driven less than 15,000 miles at the end of your lease
- You have certain adaptations fitted to your vehicle
- If you are eligible for the Good Condition Bonus
If you think you are eligible for a lease extension, contact Motability with your current mileage three months before your lease is due to end. When you have confirmation that you have been accepted for the extension, your lease will continue as normal. You will have a mileage allowance of 20,000 miles per annum.
Your vehicle will still need an MOT within the last two months of your original lease end date. Contact your local Renault Retail dealer and we will happily book you in for an MOT.
For those who are keen to buy a car, you could look into buying an ex-Motability vehicle as an alternative. When it is time to hand back your car at the end of the lease, all Motability cars are sold to dealers or through auction houses.
If you are considering buying an ex-Motability car, contact your local dealership for more information. Alternatively, check out the British Car Auctions if you wish to buy through an auction house.
Our expert fitters can adapt your new vehicle to the same specifications as your last car, so you won’t even notice the difference. Enjoy a better drive in a newer, more efficient car.
Best Renault Motability Cars
1. Renault Kadjar Motability 1.5 dCi 110 Dynamique S Nav 5dr
Quite possibly Renault’s best attempt at an SUV, the Kadjar is the latest crossover combining the style of an SUV with the practicality of a hatchback. With a five-star Euro NCAP safety rating, it is an ideal family car. The high seating position makes it comfortable to sit in, especially on long journeys. Whether you are cruising down the M5 or you have ventured off road, the Renault Kadjar’s handling is sublime. You even have the option to switch to Four-Wheel Drive Mode, allowing you to drive off road in style.
2. Renault Captur Motability 1.5 dCi 90 Dynamique Nav 5dr
For those who are looking for a small hatchback, you will love the Renault Captur. It is easily accessible with wider doors at the front and high seating positions. The elevated driving position, which is ideal for a comfortable ride, paired with a door opening angle of 64 degrees allows you to come and go as you please hassle free. If you are in need of a car that is practical for a family, you need look no further.
3. Renault Twingo Motability 1.0 SCe 70 Play 5dr
If you are looking for a small car that will cost less than your weekly mobility allowance so you can keep the difference, the Renault Twingo is perfect. The 4-seater is a great size for those who are looking for a car that is easy to maintain. With a manual gearbox and hill start assist, the Twingo is hassle free and is great for a smooth drive. It can also be driven by those under the age of 25, making it an ideal first car for new drivers.
4. Renault Clio Motability 1.5 dCi 110 Dynamique S Nav 5dr
Perhaps one of the most popular small cars in the UK, the Renault Clio is a very attractive vehicle. Just because it is small does not mean that it compromises on space: there is plenty of room to comfortably seat for adults, plus space in the boot for your weekly shop. If you are particularly conscious about the emissions, then the Clio is the one for you. With a CO2 of 90g/km and a top speed of 121 mph, it is eco-friendly but doesn’t hold back on power.
For more information on the four main Motability cars available on the scheme click here.